Disturbing Facts About the Cost of Addiction
Everyone is familiar with the emotional and physiological cost of addiction. No matter what drug you abuse, using any addictive substance causes severe physiological issues, and people who have substance use problems usually have emotional issues that fuel their addictive tendencies.
Addiction affects the emotions of the people around the person who is struggling with a substance. However, substance abuse has another type of negative impact that isn’t commonly considered. Even a person who is financially well-off can completely ruin their situation by becoming addicted to drugs, and people who were already financially struggling can easily find themselves in dire straits due to their addiction.
Getting and staying sober is very challenging, but with the right support network and tools, it's completely attainable.
How Much Does Drug Addiction Cost?
According to a recent study, 82 percent of individuals with a loved one struggling with substance abuse disorder reported that their friend, partner, or family member experienced negative financial effects due to their addiction. In fact, this study reports that 48 percent of people with substance abuse disorder entirely depleted their bank accounts to pay for drugs.
There’s one point where the emotional and financial toll of substance abuse disorder truly intersect for the people around an individual who is struggling with addiction. According to this study, 65 percent of people close to a person with substance abuse disorder reported that the struggling individual asked them for money.
Making Ends Meet with Substance Abuse Disorder
A person who is addicted to cocaine, marijuana, or heroin can easily spend $10,000 or more per year to cover the cost of their substance abuse. Keep in mind that most forms of substance abuse make it impossible for an affected person to get or hold down a job. With ordinary avenues for cash out of the picture, a person with substance abuse disorder has to seek other ways to cover the cost of his or her addiction.
The first place that most people with substance abuse disorder look for financial help is to family members or other loved ones. In some cases, an addicted person’s family may be financially struggling as well, which means that these requests put an untenable burden on an already tight situation.
In other instances, the person’s family may be relatively well-off, which poses another set of challenges. We all want the people we love to be happy, and the sorry emotional state that a person with substance abuse disorder is in when he or she doesn’t have his or her drugs of choice often incentivizes loved ones to provide financial support.
Over the long run, however, financial support only makes the problem worse. While a little bit of money today puts off withdrawals until tomorrow, every day that a person with substance abuse disorder avoids treatment raises the overall cost of addiction a little bit higher.
The Inevitable Downward Spiral
When the point comes that loved ones will no longer provide support for their addiction, a person with substance abuse disorder will seek out less wholesome sources of money. In many cases, people with substance abuse disorder start selling drugs; not only does this habit perpetuate the problem, but it often involves people with substance disorder in criminal gangs.
With nowhere else to go, some desperate people with substance abuse disorder will feel like prostitution is their only recourse to get drug money. Needless to say, going down this road can be irreversible both emotionally and physiologically, and it’s important to provide a person with an addiction problem with another option before it’s too late.
Treatment Can Save You from Financial Crisis
In the end, the only choice that will help a person with substance abuse disorder save themselves from financial oblivion is seeking treatment. While it’s true that treatment can be somewhat expensive, when compared with the cost of remaining addicted, the price of addiction treatment becomes minimal.
During treatment, a person with substance abuse disorder will learn new behaviors that will help them avoid addictive behaviors long after the initial withdrawal symptoms wear off. One of the ways that addiction treatment centers can help people with substance abuse disorder is with financial education.
Many people who have been addicted to drugs try to fill the void with impulsive purchases once they become sober. They may pick up habits like gambling, and they may find themselves in similarly desperate financial situations even though they are no longer using drugs.
How Much Do Arizona Drug and Alcohol Treatment Programs Cost?
The cost of rehab in Arizona will vary based on a number of different factors. These include the type of treatment that is needed and how long it is expected to last. But because the costs can be so shocking, it is really important for people to get all of the information upfront. Let’s take a look at two of the most common types of rehab with regard to cost.
Please keep in mind that the information below is general because there is no way to provide information about set amounts. Everyone who goes to treatment is different, which can make costs vary dramatically.
Inpatient rehab programs are, by far, the most common type of treatment available. This type of care is what comes to most people’s minds when they consider getting help for their addictions. But they can also be among the most expensive.
A high-quality, private, inpatient drug and alcohol rehab program that lasts 28 days can easily cost $15,000. But many people also need detox services, which can add an additional $5,000 on to the bill. Other services can add to it as well, such as the need for dual diagnosis treatment or the need for medication management.
Outpatient rehab programs are typically the least expensive type of treatment. This is because there is no need for food or boarding, and that can cut costs drastically.
There are variances with outpatient treatment as well because there are different types of programs. A person whose sole source of support is an outpatient therapist may only pay a few hundred dollars a month for their treatment. But someone who is attending an IOP might pay considerably more. Still, IOPs are much less expensive than inpatient programs.
Does Health Insurance Help Cover the Costs of Rehab in Arizona?
A lot of people learn about how expensive quality addiction treatment is and decide that it is much too pricey for them. But what they do not realize is that if they have health insurance, they automatically have benefits to help cover the costs of rehab. This was actually made law back in 2010 with the passing of the Affordable Care Act.
The ACA changed so much about healthcare, including requiring health insurance companies to help cover the cost of addiction treatment. So many more people have been able to get the help they needed to recover because of this law.
As far as coverage goes, individual policies will have their own benefit amounts. Many people who opt for inpatient treatment will find that they only need to pay a small co-pay. But a lot of people find that outpatient rehab is actually covered in full.
What Can People do Who do Not Have Health Insurance?
Unfortunately, not everyone in the United States has health insurance, which can make going to rehab more difficult. It is a good idea to check out HealthCare.gov to shop for a policy. People are often surprised to find out how affordable it can be to get health insurance.
But for those who cannot afford health insurance at all, and who do not qualify for government programs, there are other ways to get help.
Options for Free Addiction Treatment in Arizona
A lot of people do not know that SAMHSA offers grants to help people go to rehab every year. This grant money never has to be repaid and it can cover the entire cost of a person’s recommended addiction recovery program in Arizona.
There are also other types of addiction recovery resources available in Arizona as well. Alcoholics Anonymous and Narcotics Anonymous offer weekly support groups all over the State of Arizona. These groups are based on the 12-Steps of Recovery and they offer peer support, which is so necessary during addiction recovery.
Stopping the use of drugs or alcohol without professional help can be dangerous, or possibly even fatal. At the very least, addicts should discuss their plans with their doctors and get their advice. Physicians may be able to offer referrals for other local programs that can help. Some will even prescribe medications for withdrawal that can assist in the recovery process.
Ways to Pay for Rehab Without Health Insurance
Some people do not have health insurance but they know that going to rehab is the best option for them. Private programs offer excellent care, and they are often sought out more than state or government-funded rehab centers. But that type of treatment can be expensive. It is possible to think outside the box and obtain the funds for private rehab without health insurance. Some examples of what can be done include:
- Talking with a close friend or relative and asking them to loan the money. Sometimes loved ones will offer to pay the bill in full without requiring any type of repayment.
- Taking out a personal loan from a bank or credit union.
- Charging the treatment to a credit card.
- Getting information about financing for rehab. There are companies that offer this type of help.
- Using one’s savings to cover the costs of treatment.
There is no denying that going to rehab is expensive. But it is possible to come up with the money to pay for it in many cases. This will be the very best investment a person ever makes.
Addiction Treatment is Available in Arizona Today
At SpringBoard Recovery, our addiction treatment specialists are there to help people understand why they started using substances. This type of education is so important and it can equip people to leave that world behind and embrace some wonderful changes.
- US National Library of Medicine: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4380644/
- WebMD: https://www.webmd.com/mental-health/addiction/substance-abuse#1
- Next Avenue: https://www.nextavenue.org/financial-costs-addiction/
- MedlinePlus: https://medlineplus.gov/ency/article/001522.htm
- Verywell mind: https://www.verywellmind.com/what-is-withdrawal-how-long-does-it-last-63036
- U.S. Department of Health & Human Services: https://www.hhs.gov/healthcare/about-the-aca/index.html
- HealthCare.gov: https://www.healthcare.gov/
- Substance Abuse and Mental Health Services Administration: https://www.samhsa.gov/grants
- Alcoholics Anonymous: https://www.aa.org/
- Narcotics Anonymous: https://www.na.org/